Should you do a Roth IRA Conversion?

roth ira savings

You’ve probably heard of both Traditional IRA and Roth IRA, and most likely have heard that one or the other is simply better. This is not true. One type of IRA may benefit you but may not be so beneficial to another person. So this article isn’t telling you to convert to Roth IRA; it’s [...]

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Groupon Review: What is Groupon Exactly?

groupon-logo

If you are a bargain hunter, you have probably heard of the so called site, Groupon.com. While for others, many may have heard of Groupon from the famous buy out Google tried to push onto Groupon. Respectively, this caused a cascading effect which attributed to Google’s creation of Google Offers just a couple of weeks ago. Not that [...]

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How to be a Smart Consumer

shopping carts

As consumers, in the mad advertising world we live in, being wary of the prices and being knowledgeable about what you buy goes a long way to being a smart consumer. Did you know that on average, a person sees about 3,000 advertisements per day? This means literally almost every minute of your life, you are being [...]

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How to Budget and Save Money in Less Than 30 Minutes

budgeting

For most who are currently struggling with their everyday financial needs, budgeting is generally an unavoidable scenario. However, don’t panic. There are certain ways to make budgeting fun, effective, and painless, without it really affecting your everyday lifestyle by much. When it comes to budgeting, it is all about thinking critically about ways you can save money and conserving on existing [...]

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A Quick Guide To Credit Card Processing When Using a Merchant Service Provider

creditcardprocessing

Credit card processing is a complex procedure which can be broken down in several simpler processes. If you are new to credit card processing and are confused by how it all works, here are some basics you need to know. Authorization Authorization is the process that approves a credit card sale. Ultimately, this is accomplished [...]

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2011 401k Contribution Limits

401k

The IRS has officially reported the 2011 401k contribution limits, and similar to the 2011 tax brackets, they are no different from the 401k limits of 2010. What this means is that the maximum contribution limit is still $16,500 and the catch-up contribution is still $5,500. What is a 401k plan? For those who are not familiar with what [...]

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